How to Reduce Work-Related Spending

You’d be amazed by how much of your personal money you spend on your job! Whether it’s the money you spend on gas to get to work and back, the extra frills you buy to make your office cubicle more comfortable or the lunches and dinners you buy with your own money so you don’t have to brown-bag it to work every day, you always end up spending money on your work.

But, if you’re smart, you’ll find ways to trim your work-related spending. You should be EARNING money on the job, not spending it, right? Here are some ways you can trim the fat off your weekly expenses:

See Also: How to Save Money on Work Lunches

1. Keep the Wardrobe Simple

Unless your job demands that you wear fancy or stylish clothing (for example, sales personnel or pharmaceutical rep), keep the clothing simple. You can spend a lot less on the clothing you wear to work, keeping it limited to nice collared shirts, slacks, and a few ties. No need to go all out just to impress your coworkers!

2. Trim the Meal Budget

How much do you spend on lunches every month? Could you trim your spending just by packing lunches at home and bringing them to work every day? It may not be the "cool" thing to do, but it’s definitely the way to keep things cheaper!

Avoid going out with coworkers or stick to having drinks after work just once a week or so. When traveling for business, avoid using your personal money to buy extra food and drink. Don’t go for fancy meals out with your coworkers, but keep it simple and cheap.

3. Save on the Commute

How much are you spending on gasoline to get from home to work and back again every day? There are cheaper ways to get to work, such as:

  • Taking the bus
  • Carpooling with friends
  • Riding a bicycle
  • Walking/running

Not only are you going to spend money on gas, but every trip you make takes its toll on your car. You end up spending a lot on car repairs and maintenance. If you used one of the methods above, you’ll spend far less on your daily commute!

4. Avoid Travel

Unless you absolutely have no way to get out of it, try to avoid doing too much travel for business. Not only do you spend time away from home, but you end up forking over out-of-pocket money for small expenses that the company just won’t cover.

If you have to travel, prepare for the trip! Bring snacks to avoid buying food in-flight or at the airport. Bring your own pillow, reading material, and entertainment. Pack light to avoid overweight charges on your luggage. Travel smart and you can avoid spending any more money.

5. Take Care of Yourself

Your company offers a health insurance plan, but the co-payments can be quite high. In order to avoid extra expenses, make sure to care for your health and wellbeing. This means:

  • Getting more exercise
  • Losing weight (if necessary)
  • Eating a healthy diet
  • Sleeping properly
  • Avoiding stress (which can cause illnesses)
  • Treating health concerns in a timely manner

See Also: Six Tips to Save Money While Working

Follow these tips and you’ll spend a LOT less at work! Cutting back your work-related expenses can help you save big, and will make it easier for you to avoid going over your budget.