Six Tips to Save Money While Working

It’s no secret that many people are experiencing the effects of hard economic times. There are many ways to begin to save money, but have you thought about how to save money while working your day job? This article discusses six tips you can use to save money at work.

#1 Brown Bag It

Most people enjoy eating out. However, that practice can quickly get expensive. When you’re trying to save money, brown bagging your lunch is a great way to accomplish that goal. Lunch times are opportunities to network so you may not want to bring your lunch every day. It’s important to find a balance while saving money and connecting professionally with others. In addition, try to cook dinner rather than going out often. Cook extra food so that you can freeze some left overs and have home-cooked meals to bring to work for lunch. Here is a listing of 100 Nutritious Brown Bag Lunch Ideas.

#2 Bring Your Own Coffee

David Bach, author of Start Over, Finish Rich discusses the Latte Factor® which is based on the “simple idea that all you need to do to finish rich is to look at the small things you spend your money on every day and see whether you could redirect that spending to yourself. Putting aside as little as a few dollars a day for your future rather than spending it on little purchases.” The same principle with bag lunches applies here. If you’re trying to save money, make your coffee at home and bring it with you. Of course, find a balance and don’t deprive yourself of every trip to Starbucks or Dunkin Donuts.

#3 Bottle Your Own Water

It is a well-known fact that drinking water is good for your overall health. Bringing bottled water costs more money in the long run than purchasing a filter system or water pitcher. Bottling your own water in plastic or stainless steel reusable bottles will save you money.

#4 Avoid Vending Machines

If your office has a vending machine, try to avoid the afternoon hunger attacks that lead you to buy unhealthy snacks at a marked up price. If you get afternoon cravings, buy snacks in bulk at Costco, BJ's or Sam's Club and stash some in your desk drawer. You can buy healthier snacks at a better price. This is another great way to save money.

#5 Maintain Your Vehicle

If you maintain your vehicle with regular oil changes and tyre rotations etc., you will get better gas mileage while you travel to and from the office. If you keep your vehicle in good condition, it will last longer and you won’t have to concern yourself with purchasing a new vehicle and getting saddled with a higher monthly car payment. You can download this MS Office Excel vehicle service record template to input costs and the totals are automatically calculated.

#6 Carpool With Co-workers

Another way to save on your trips to work is to carpool with co-workers who live near you. Take turns driving every other week and you’ll only have to pay for gas for two weeks each month. If you are fortunate to live near three other co-workers, you’ll only be driving one week a month and paying one week for fuel. For those who live in NJ, they can join ez-ride for free. It’s a transportation management association affiliated with NJ DOT. Zimride is another online resource for those who live in the following states to connect with others who carpool: AZ, CA, DC, NM, NY, NV, OR, TX and WA. If you live close to work and are in good shape, walking or riding a bike to the office may be an option.

Saving money for a rainy day is always a good idea. When times are tough, it is especially vital to find ways to save money. By following the six ideas listed in this article, you’ll be able to save some money while you work.