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Benefits of Using PayPal to Make Purchases Online

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PayPal is one of the world’s biggest and most trusted online payment processors. Most businesses and individuals who trade online accept payments via PayPal. This payment processor offers a wide range of advantages which make it ideal for purchasing goods and services online.

Here are some of the reasons why you should use PayPal to buy online:

1. Affordability

One of the best things about PayPal is that it is free to use. There is no annual membership fee, service charge or processing fees. This means that shoppers can use the site comfortably without having to worry about incurring additional expenses.

2. Security

When opening a PayPal account, you are required to submit your bank account and credit card details. Once your account is activated, you don’t have to disclose this information online ever again. In addition, PayPal only displays the last four digits of your credit card number in your account. This means that whenever you are shopping, you don’t have to worry about a hacker intercepting your credit card details.

3. Flexibility

PayPal allows you to add multiple credit cards, debit cards and bank accounts to your account. This means that you don’t have to suffer the embarrassment of getting your card declined when paying for goods or services. PayPal searches for funds from all your sources according to the sequence you have specified.

4. Discounts

PayPal offers its users special discounts when they shop at selected retailers. To get great offers from companies such as Apple, Nike, Wal-Mart and Barnes & Noble, all you need to do is visit paypal-shopping.com. Find the promo code of the item you want to buy and paste it on the retailer’s site during checkout.

5. Online auctions

PayPal has a partnership with the well-known online auction site, eBay. This integration makes it easier for PayPal users to place bids and buy products. In addition, users enjoy more security than people who use credit cards to buy directly. PayPal has a buyer protection mechanism which ensures safety during online transactions.

6. Sending money

Besides making online purchases, PayPal also allows you to send money. With the click of a button, you can send any amount of cash to anyone in any part of the world. Besides being more convenient and safe, sending money via PayPal is much cheaper compared to other services such as Western Union.

7. The iPhone app

20 percent discount
20 percent discount

If you own an iPhone, you can use the PayPal app to transfer cash, pay bills, shop online and check your transaction history from any location. Simply go to the Apple iTunes store and download the app on your phone. In case your phone is stolen or lost, you don’t have to worry about your finances as your account is secured using a PIN.

These are just some of the benefits of using PayPal to buy online. If you don’t already have an account, login to paypal.com and create one today. This will open up a whole world of opportunities for you as far as online transactions are concerned.

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