What does a 4-Day Work Week Mean to You? Are you Up for It?

As advised by Britain’s leading doctors, it is time to consider working four days a week, instead of the usual 5-day work week. It is reported that modern employees are working too hard, which is no good for their health. According to Professor John Ashton, there is a proportion of working population that is working too hard and another proportion that is unemployed.

Many experts believe that by reducing working hours, quality of life can be improved drastically. It also enables you to spend more time with children, learn and acquire other skills, gain more time for physical activities and also reduce stress levels.

But how practical is it to drop a working day of the week?

How hard will it hit your finance?

The million-dollar question associated with the idea would be “Will you be able to handle the 20% reduction in your pay?” Many employees would say this drop in salary is too much. For some, the salary cut may actually work in their favour, considering their commuting bills and childcare expenses.

As Martin Bamford, financial adviser at Informed Choice, points out - self-employed men and women may see no reduction in their pay when switching from a 5-day shift to a 4-day work week. Of course, that depends on the nature of their work and how well they are established. An extra day off could be extremely useful for creative and strategic thinking, leading to better results.

Effect on pension and other work benefits

When there is a reduction in the working hours and the pay, there is also a corresponding reduction in the pension scheme. If you are keen on not losing your pension amount, you can consider increasing contributions into your pension funds. Again, this depends on your affordability - how much you can save and what your monthly expenses are.

Other benefits that may be affected include life insurance and income-protection insurance (if applicable). As the amount associated here is based on the multiples of your salary, they tend to reduce when the salary amount goes down.                        

Travel Expenses



If you have been commuting to work by bus, then an additional day off can save a considerable amount of money. If you have been driving to work, you can save on petrol as well as your car insurance. Your car insurance reduces greatly, if you declare a lesser yearly mileage, while applying for a policy.

For people who travel by train, there is no clear picture on whether you can save on expenses. This is owing to the variations in fares and schemes on seasonal tickets and carnet tickets.

What will your boss think?

If you are one of those who favour dropping a day of work, then here is good news for you. Anyone is entitled to apply for flexible work timing. Earlier, only caretakers and baby sitters had these rights. Now, the facility is extended to all employees.

On the employer’s part, he/she could turn down a request on 8 grounds including:

a) Impact on customer base and

b) Increase in the cost of a business

Where less could be more

Employers in Britain are known to impose longer working hours than most other counties in Europe.

Ryan Carson, founder of Treehouse is in favour of this theory of 4-day work week. He has standardised the practice in his own company, upon his wife’s advice. Treehouse has further backed it with full payments and other offers and benefits including eighteen paid holidays. The organization earns more than fifteen million dollars a year with 72 full-time workers.

That is a typical example of a successful company following the 4-day work week.

So, does that make you run in favour of a 4-day work week? Share your thoughts with us in the comment section below.


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